What Makes Retirement Successful? Tuesday, October 14 • 1:45 pm – 3:00 pm With the first of the baby boom generation approaching traditional retirement, discussions usually center on withdrawal rates and retirement income products. Most advisors quickly realize that when working with retirees, there is a lot more to deal with than number crunching, such as retirees having to take care of their parents, kids moving back home, healthcare issues, and geriatric care management for self or other family. Any of these can be very disruptive to even the most thought-out financial planning. This panel will explore these issues and how advisors are helping clients make their retirement a success. Moderator       Dan Moisand Spraker, Fitzgerald, Tomayo & Moisand, LLC Fredrick Adkins Arkansas Financial Group Lynn Drake Drake Consulting & Coaching Bonnie Hughes The Enrichment Group Advanced Wealth Transfer Techniques Tuesday, October 14 • 11:15 am – 12:30 pm Domingo Such Wealth transfer strategies rank among the most powerful recommendations a planner can make to a client. Used incorrectly, however, the recommended strategy may produce infamy and lack of fortune. What strategies should you recommend today? What techniques or facts should concern you? How does the IRS view wealth transfer planning? Domingo Such, partner, McDermott Will & Emery LLP, will provide a framework to consider wealth transfer planning at death and during life. The 25 Biggest Most Common Mistakes Investors Make with IRAs Tuesday, October 14 • 4:00 pm – 5:15 pm Ric Edelman More than 40% of all US households own IRA accounts, totaling $3.4 trillion, according to the Employee Benefit Research Institute. But amazingly, investors are making costly mistakes with their IRAs that are interfering with their efforts to create financial security. Having built a firm that today serves 8,500 clients, well-known financial advisor Ric Edelman has seen it all—and in this session he will show you the 25 most common mistakes he’s seen investors make with their IRAs. How many of these errors are your clients making? Managing Retirement Assets in Choppy Markets Wednesday, October 15 • 1:45 pm – 3:00 pm Today’s investment environment, characterized by slim bond yields and modest returns (if any) on equities, makes retirement investing more challenging than ever. The era of double-digit returns is pretty clearly over. Even high single-digit returns may require some creative thinking about the spectrum of investment opportunities. In this session, leading practitioners examine these issues and explain how they are dealing with the realities of the current markets. Moderator       Evan Simonoff Financial Advisor Chris Cordaro RegentAtlantic Capital, LLC Marilyn Dimitroff Capelli Financial Services, Inc J. Michael Martin Financial Advantage, Inc The Mission and Vision of Long-Term Care Insurance Wednesday, October 15 • 9:45 am – 11:00 am William Dyess As clients retire in greater numbers, advisors will face more and more questions about long-term care insurance from those looking to protect their nest eggs. William Dyess, vice president, National LTC Network, will share the state of the industry today, current events taking place nationally, trends he sees for the future, and a few real life long-term-care stories. You’ll learn about the different moving parts of the long-term-care insurance world, the changing marketplace, and how to communicate your knowledge to your clients.