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| The Economic and Financial Outlook: Are We There Yet?
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Thurs., Feb. 4, 8:40 am-9:05 am
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The deepest and longest recession since the 1930s appears to be over, but the recovery promises to be long and slow. The financial panic is finally ebbing, with conditions still far from normal, but certainly more rational than a year ago. But the consumer is in no position to lead a strong expansion, due to the heavy borrowing early this decade. We expect consumers to be far more cautious about saving and borrowing and banks to be even more cautious about lending. The rest of the world, which went down with the US into the most synchronized recession in history, seems to be recovering with us, with Asia leading the way up the hill and Europe trailing. But the coming wave of baby boomer retirements will continue to put stress on budgets in all the developed countries and may be an even bigger fiscal problem than the financial bail-outs and stimulus bills.
SPECIALTY: 
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| David Wyss |
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