Terry Savage is a nationally known expert on personal finance, the markets, and the economy. She writes a nationally syndicated financial column for the Chicago Sun-Times. Ms. Savage’s articles also appear online at Moneyshow.com, the popular investing Web site, and also have been featured on YahooFinance.com and TheStreet.com. She is a frequent guest on television and radio shows including CNN, NBC, and CNBC. Ms. Savage’s most recent book, The Savage Truth on Money (Wiley, 2011). She started her career as a stockbroker, and became a founding member--and the first woman trader--on the Chicago Board Options Exchange. Ms. Savage was also a member of the Chicago Mercantile Exchange where she traded interest rate contracts and currency futures. She is a registered investment advisor for both stocks and futures. Ms. Savage has won numerous awards, including the National Press Club award for Outstanding Consumer Journalism, and the Outstanding Personal Finance Columnist award given by the...