VersaBank (TSX:VB), a technology based and digital Canadian Schedule I chartered bank, operates using an "electronic branchless model." It sources deposits, consumer loans, commercial loans, and leases electronically. VersaBank also makes residential development and commercial mortgages it sources through a well-established network of brokers and direct contact with its lending staff. Headquartered in London, Ontario, VersaBank was granted its Schedule I license under the Bank Act (Canada) on August 1, 2002, prior to which it had operated as a provincially licensed trust company since 1979.

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