Kovitz

Al Frank Asset Management, Inc., is an independent registered investment advisor founded in 1977. Since then we have exercised diligence and prudence in applying our value-based investment philosophy. Such a philosophy has provided a framework that can be used to meet individual investment goals and objectives. Utilizing this disciplined investment strategy focused on long-term capital growth, we manage private accounts for individuals, corporations, and pension and profit sharing plans. The company also manages the Al Frank Fund, the Al Frank Dividend Value Fund, and is editor of The Prudent Speculator investment newsletter, a top- ranked investment newsletter in terms of total return performance according to The Hulbert Financial Digest.