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We are in an environment of extreme uncertainty. While it's a challenge to craft an outlook during a pandemic, Kristina Hooper will explore a number of possible recovery scenarios. The shape of the recovery is of course dependent on a variety of factors: infection rates, fiscal policy, monetary policy, public health policy (including the stringency of lockdowns), and progress toward the development of therapies and a vaccine. It is also impacted by consumer and business behavior. Ms. Hooper will explore all these factors and discuss how we arrived at our base case scenario. She will also discuss investment implications.