Education Center
Get to Know STRATA Trust Company
For more than decade, STRATA Trust Company has helped thousands of investors and institutional clients with the custody of a wide range of alternative investments in self-directed retirement accounts. As a regulated custodian, STRATA is dedicated to holding alternative IRA investments in tax advantaged retirement accounts, including private equity and debt, real estate, precious metals, trust deeds, mortgage notes, secured promissory notes, closely held stocks, real estate investment trusts (REITs), crowdfunding investments, structured settlements and more. This can be a powerful tool to expand your asset generation or capital raising efforts.
An Overview of Alternative Assets in Self-Directed IRAs
With the uncertainty in today’s financial market, many advisors and their clients are seeking options which allow them to diversify their retirement accounts beyond mainstream investments. Additionally, investment issuers are seeking new sources of capital for their new start-up, equity fund, or real estate development. That’s where the self-directed IRA can provide a solution to both the advisor/ client and the investment issuer.
Rolling Over Retirement Savings
The average worker today stays at a job just 4.2 years. Chances are you’ve recently changed jobs or retired and left behind retirement savings in your former employer’s retirement plan, such as a 401(k) plan or profit-sharing plan. Did you know you’re eligible to take your money out of the retirement plan when you leave? Rather than spending your savings, consider a rollover to a self-directed IRA or a new employer’s retirement plan so you can keep growing your nest egg until you retire. It may be one of the smartest financial decisions you ever make. The best rollover option for you will depend on your current employment status and your savings and investment goals. A financial advisor can help you determine a path that is right for you.
Get a head start with this white paper from STRATA Trust, which explains the rollover rules and introduces some of the factors you should consider before initiating a rollover of your retirement savings.
Which IRA Is Right For You?
Saving for retirement in a self-directed Individual Retirement Account (IRA) comes with many advantages: access to a broad variety of investment options, tax benefits and the opportunity to consolidate your retirement savings. There are different types of IRAs available to you and each provides different benefits. The right IRA option for you will depend on your current income level, savings goals and retirement income needs. It also depends on whether you are saving in an IRA as an individual or a business owner – or both.
To help you and your financial advisor determine which IRA is right for you, STRATA Trust Company brings you this whitepaper to help explain the tax benefits and other important considerations for each type of IRA.
