INCOME, MONEY MANAGEMENT, PRIVATE PLACEMENT, TECHNOLOGY

Laine Schoneberger

Managing Partner and Chief Investment Officer,

Yrefy, LLC

About Laine

Laine Schoneberger has raised over $15 million, so far, in investment capital through several Regulation D private placement offers for Yrefy. His 25-year career in financial services allowed him, and his team, to innovate a flagship financial product, revolutionizing income planning, for investment advisors, and income seeking clients.

Laine's Videos

Yrefy (why refi) refinances distressed private student loans. Yrefy's Private Student Loan Refinance is unique, proprietary, and highly successful. As the sole company addressing this $21 billion market, the company is pleased to offer Portfolio 4 - Yrefy SLP4, LLC, secured and collateralized Reg D 506(c) to Accredited Investors.

SLP4 gives maximum flexibility to investors through a five-rung ladder structure.

  • Investors can place their investment in any, or each of the one, two-, three-, four-, or five-year terms, with increased fixed-interest rates for each successive year.
  • Investors can choose to compound or take income - selected monthly and independently for each ladder tranche.
  • Powerfully, investors can keep flexibility in shorter terms, but then roll forward at a term's maturity—with full surrender credit for time vested.
SLP4 does it all - high fixed rates, extremely flexible and friendly compounding or income, and roll forward credit at maturity.


Yrefy (why refi) refinances distressed private student loans. Yrefy's Private Student Loan Refinance is unique, proprietary, and highly successful. As the sole company addressing this $21 billion market, the company is pleased to offer Portfolio 4 - Yrefy SLP4, LLC, secured and collateralized Reg D 506(c) to Accredited Investors.

SLP4 gives maximum flexibility to investors through a five-rung ladder structure.

  • Investors can place their investment in any, or each of the one, two-, three-, four-, or five-year terms, with increased fixed-interest rates for each successive year.
  • Investors can choose to compound or take income - selected monthly and independently for each ladder tranche.
  • Powerfully, investors can keep flexibility in shorter terms, but then roll forward at a term's maturity—with full surrender credit for time vested.
SLP4 does it all - high fixed rates, extremely flexible and friendly compounding or income, and roll forward credit at maturity.