Richard Band is the editor of Profitable Investing, one of the nation's premier financial newsletters focusing on value and safety, which covers the waterfront from stocks, bonds, and mutual funds, to insurance, taxes, and college or retirement planning. He has 34 years of experience as a financial advisor and is well known for his bold and insightful market calls, including a prediction in February 2009 that the stock market would soon mount a "powerful liftoff" from about 6600 on the Dow that would carry prices "dramatically higher." Mr. Band is also the author of Contrary Investing: the Insider's Guide to Buying Low and Selling High. He is also an honors graduate of Yale University.