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FINANCIALS

Ed Rempel

Contributor,

Canadian MoneySaver

About Ed

Ed Rempel has helped thousands of Canadians become financially secure. He is a fee-for-service financial planner, tax accountant, expert in many tax & investment strategies, and a popular and passionate blogger at www.UnconventionalWisdom.ca. Ed sees what actually works based on 24 years of writing nearly 1,000 comprehensive financial plans. He has been featured in the Globe & Mail, National Post, Toronto Star, Business Insider, Yahoo! Finance, Morningstar, Seeking Alpha, Costco Connection, Canadian Real Estate Magazine, Money, MoneySense, Findependence HUB, The TaxLetter, Investment Executive, Advisor.ca , Advisors' Edge, Benefit & Pensions Monitor, Saskatchewan Pension Plan, many financial blogs, and the Build Wealth Canada podcast.

Ed's Videos

You will have a lot more tax saving opportunities after you retire than before. If you get a salary, you may have limited tax deductions or tax saving strategies. When you retire, it is completely different. You can essentially determine the amount of income you will be taxed on once you retire. You can decide: How much you withdraw from your investments, how much you withdraw from your RRSP vs. TFSA vs. non-registered, how tax efficient your investments are, when you start your RRIF, work pension, and government pensions (CPP and OAS). These six best strategies will give you an idea of the flexibility you have to minimize your taxes with effective tax planning.