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RETIREMENT

Tom Hegna

Founder,

TomHegna.com

About Tom

Tom Hegna CLU, ChFC, CASL, is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be retirement income expert! As a former senior executive officer at New York Life, retired Lieutenant Colonel, and economist, Mr. Hegna has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the optimal way. He has condensed a large chunk of his considerable knowledge into five of his books, including his most recent titled, Dont Worry, Retire Happy! Seven Steps to Retirement Security.

Tom's Videos

In his financial wellness presentation, Tom will share simple concepts that can help anyone become financially independent. Not only can people become very wealthy using these tips, but research shows they will also likely be much happier and even live longer! Most people think you have to make a lot of money to become wealthy—Tom will show how it is not how much you make that counts, it's how much you keep. Spending less than you earn, investing in appreciating assets, having an emergency fund, and protecting your blind side with insurance products can allow nearly everyone to become financially successful. Tom shows how poor planning, procrastination, credit card debt, divorce, and a failure to understand the Opportunity Costs of purchases doom many people to a life of financial stress and unhappiness. This is a presentation you don't want to miss!
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Alternatives: Where and How to Invest

December 16 - 17, 2025