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The Finances of Retirement: Steps You Can Take to Make Your Golden Years Golden

Released on Saturday, September 17, 2016•RETIREMENT

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Scrimping, saving, and wise investment choices may have allowed you to accumulate a nice nest egg for retirement, but what do you do when it's finally time to start spending it? This relaxed and informal presentation will discuss steps you can take to manage your retirement dollars as efficiently as possible in order to make the most out of your money while minimizing what can go wrong. Topics include realistic retirement budgeting, when and how to best use and withdraw from your registered plans, when to start your CPP pension, and avoiding the OAS Clawback.

Colin Ritchie

Colin S. Ritchie, Lawyer and Financial Planner

Colin Ritchie, LLB, CFP, CLU, TEP, and FMA, is a Vancouver-based fee-for-service lawyer and financial planner who does not sell investment or insurance, just advice. He graduated from the University of Victoria's Law Co-op programme in 1996 and spent just under five years in private practice as a lawyer before transitioning into financial planning and successfully completing his Certified Financial Planning (CFP) designation. Mr. Ritchie has worked in Sun Life's Estate and Financial Planning Services Department, working his way up to the role as a Director of Financial Planning. While at Sun Life, he also acquired the CLU (Certified Life Underwriter) and FMA (Financial Management Advisor) designations.