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The financial services industry recommends to retirees the "4% rule" as the annual withdrawal amount from your retirement savings. Yet, retirement calculators using historic market data will show that even 4% draws could cause you to run out of money too early. Also, 4% of your retirement savings may just not be enough income. Tim will discuss strategies to help you generate a higher yield through dividend stocks and at the same time ensure that you are not forced to tap your retirement equity to pay for your desired lifestyle.