October 13-14 ,2019
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You will have a lot more tax saving opportunities after you retire than before. If you get a salary, you may have limited tax deductions or tax saving strategies. When you retire, it is completely different. You can essentially determine the amount of income you will be taxed on once you retire. You can decide: How much you withdraw from your investments, how much you withdraw from your RRSP vs. TFSA vs. non-registered, how tax efficient your investments are, when you start your RRIF, work pension, and government pensions (CPP and OAS). These six best strategies will give you an idea of the flexibility you have to minimize your taxes with effective tax planning.