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Private Credit for Everyone: How to Access 6–8% Income Without Being Accredited
Released on Tuesday, March 10, 2026•INCOME
Traditional bonds aren’t delivering, and most investors don’t have access to better alternatives. Private credit has historically been reserved for institutions and accredited investors, leaving sophisticated income-focused investors stuck with limited options. In this session, Whitney Elkins-Hutten, Director of Investor Education at PassiveInvesting.com, will explain how Regulation A+ structures are expanding access to private credit opportunities targeting 6–8% income. You’ll learn how private credit differs from public bonds, how Reg A+ funds work, what annual liquidity really means, and how to evaluate whether this type of strategy belongs in your income allocation.
Whitney Elkins-Hutten
PassiveInvesting.com,
Director of Investor Education
Whitney Elkins-Hutten is the director of investor education at PassiveInvesting.com, author of Money for Tomorrow: How to Build and Protect Generational Wealth (published with BiggerPockets), co-author of the international #1 bestseller Resilient Women in Life and Business, host of the Passive Investing Made Simple YouTube show and podcast, and a partner in $800MM+ in real estate—including over 6,500 residential units, 15 express car washes, and more than 2,200 self-storage units across 11 states—and experience flipping over $5MM in residential real estate.
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