Dick Young's financial career started on the ground floor. After earning a BS in investment from Babson College, he got a job as a Wall Street runner earning $60 a week. Over the years, he worked his way up through the ranks of the brokerage business, becoming one of Wall Street's most respected analysts and traders. Along the way, Mr. Young became a self-made investment millionaire and a master of the complete arsenal of shrewd investment techniques. In 1978, he founded his own research and investment company, Young Research & Publishing Co., which today serves the needs of more than 70,000 conservative investors worldwide with timely market advice and conservative wealth-building strategies. Mr. Young's original research is frequently quoted in various financial publications, including Money, Forbes, Barron's, and Business Week. He is the author of Richard C. Young's Financial Armadillo Strategy and many timely research reports. The latest of his reports, Locked in Profit Opportunities for 1995, promises to be as popular with the investment community as were his previous efforts. Mr. Young is a trustee and director on the Board of Babson College.