As the baby boomers reach retirement, it is imperative to find solutions for the new problem of how to sustain their lifestyle over an unknown retirement length. Multiple retirement income strategies have emerged, and it is hard for retirees to identify which strategies match their personal style. This presentation is based on research that identifies and validates a set of scorable retirement income factors to define preferences for an overall retirement income style. Wade Pfau will describe a workable retirement model by showing how the factors connect to four main retirement income strategies: withdrawing from a total-return investment portfolio, using risk wrap strategies with deferred annuities, seeking protected income with immediate annuities, and using a time-segmentation or bucketing strategy. Approaching retirement income agnostically and matching retirement income strategies based on your personal retirement income style will help to improve your retirement outcomes.