Terry Savage is a nationally known expert on personal finance, the markets, and the economy. She writes a nationally syndicated financial column for the Chicago Sun-Times. Ms. Savage's articles also appear online at Moneyshow.com, the popular investing Web site, and also have been featured on YahooFinance.com and TheStreet.com. She is a frequent guest on television and radio shows including CNN, NBC, and CNBC. Ms. Savage's most recent book, The Savage Truth on Money (Wiley, 2011). She started her career as a stockbroker, and became a founding member--and the first woman trader--on the Chicago Board Options Exchange. Ms. Savage was also a member of the Chicago Mercantile Exchange where she traded interest rate contracts and currency futures. She is a registered investment advisor for both stocks and futures. Ms. Savage has won numerous awards, including the National Press Club award for Outstanding Consumer Journalism, and the Outstanding Personal Finance Columnist award given by the Medill School of Journalism at Northwestern University, and two Emmys for her television work. She has appeared several times on Oprah, co-hosted CBS TV's Chicago morning show in 2010, and appears on their evening news, commenting on the markets and the economy. Ms. Savage was named a "Top 5 Speaker" in economics/finance as a result of popular votes at the Speaking.com Web site. She posts comments and answers questions on her blog at www.TerrySavage.com. Ms. Savage takes an active role in America's business community, serving on the board of directors of the Chicago Mercantile Exchange (NYSE) and previously served on the boards of McDonald's Corporation for 14 years and Pennzoil-Quaker State Corporation for five years. She was a recipient of the Director's Choice Award, honoring selected women who serve on America's top corporate boards.