Founded in 1870, Norwood Financial (NWFL) is an attractive bank holding company that operates through its subsidiary, Wayne Bank. It has 14 offices in Northeastern Pennsylvania and 16 offices in Delaware, Sullivan, Ontario, Otsego, and Yates Counties, New York, and offers investors the potential for annual total returns of almost 16%, highlights Ben Reynolds, editor of Sure Dividend.

Southwest Airlines (LUV) is not on my Top 10 stock list this month, but the company does have a policy that is applicable to the Sure Passive Income Newsletter. I’m going to explain what it is today, writes Ben Reynolds, editor of Sure Passive Income.

Target (TGT) has about 1,850 big box stores in the U.S., which offer general merchandise and food, as well as serving as distribution points for the company’s e-commerce business, notes Ben Reynolds, income expert and editor of Sure Dividend.

3M Co. (MMM) has four operating divisions. Its business tends to rise and fall with the broader economy, but its industry dominance has come about due to its focus on innovation, writes Ben Reynolds, editor of Sure Retirement.